Why Join - Houston Metropolitan Federal Credit Union

Why Join

Why Join?

We are dedicated to providing our members with a lifetime of dependable and superior service; Always providing you with the best products & services so you can make better financial decisions that fulfill your needs. In our eyes….YOU are the Boss! 

Did you know that when you join HMFCU, that you actually become part owner? That’s right! Because we are a non-profit financial institution, which means our profits are put back into the credit union so you get to take advantage of lower loan rates & higher savings rates. Sounds good, doesn't it! Here are a number reasons why you should join one of the most respected credit unions in the Greater Houston Metropolitan area:

  • Low minimum balances.
  • Better rates of return on savings.
  • No or low-fee checking accounts and ATMs.
  • Lower interest rates on credit cards and loans.
  • Accounts insured by the U.S. government.
  • Competitive mortgage rates and equity loans.
  • Credit counseling/Educational Seminars.
  • A voice in your credit union's operations.
  • Once a member, always a member.
  • Community outreach and service.

All it takes is FIVE minutes of your time to get started today!  Open a savings with only a $25 deposit then sign up for direct deposit or payroll deductions.