Checking - Houston Metropolitan Federal Credit Union
 
 


Checking

Checking

What does your checking account say about your future?  At HMFCU, you have choices. There are several different accounts to choose from - each one with specific needs in mind.  Choose the checking account that best meets your lifestyle!

Bonus Checking:

  • No monthly service charge
  • Interest bearing for minimum daily balances $500 or greater
  • VISA Check Card
  • No POS or cash withdrawal fees
  • Direct Deposit not required

VIP Checking:

  • $500 Overdraft Privilege
  • No monthly service charge
  • Interest bearing for minimum daily balances $500 or greater
  • Direct Deposit payroll or $750 minimum payroll deduction
  • VISA Check Card
  • No POS or cash withdrawal fees

Silver Checking:

  • No POS or cash withdrawal fees
  • Interest-bearing for minimum daily balances $200 or greater
  • $200 Overdraft Privilege
  • No monthly service charge
  • Direct Deposit payroll or $300 minimum payroll deduction
  • VISA Check Card


FREEDOM-2ND CHANCE CHECKING

  • $5 minimum to open account
  • $10 monthly service fee if minimum daily balance of $250 is not maintained
  • Overdraft Protection is offered as a transfer from your share savings
  • Direct Deposit of net pay required
  • Free Met-Branch, estatements, notifications & alerts
  • Free Met-Pay - pay your bills online
  • Free Met-Mobile App

Balance, an educational program for members, is REQUIRED and can be accessed at getinbalance.org


MET SETTERS ACCOUNT – (age 18-23) 

 

  • Open with $5 deposit
  • No monthly service charge
  • Dividends earned on balance of $5 or more
  • Unlimited check writing privilege
  • Free ATM or VISA prepaid card (reloadable)
  • Overdraft Protection is offered as a transfer from your share savings
  • Free Met-Branch (online banking) – e-statements, notifications and alerts
  • Free  Met-Mobile App
  • Free Met-Teller (24-hour phone response system)
  • Free Met-Pay - pay your bills online
  • Free Shared Branching at owner request
  • Free Welcome Pack of duplicate checks and deposit slips.

Balance, an educational program for members, is REQUIRED and can be accessed at 
balancepro.net.  


 

SMALL BUSINESS CHECKING

  • $50 Minimum deposit to open 
  • $250 minmum daily balance to avoid $10 Monthly Service charge 
  • Interest bearing on balances of $500 or greater 
  • Overdraft Protection is offered as a transfer from your share savings 
  • SpotPay - a mobile point-of-sale (POS) solution
  • Free ATM Card 
  • Free Met-Branch, Met-Pay (bill pay) and estatements 
  • Free Met-Mobile Banking 
  • Free Online Banking
  • Free Met-Teller 
  • Other services available to help you manage your business

MET-BUSINESS CHECKING

  • $500 Minimum deposit to open
  • $250 Minimum Daily Balance to avoid $10 monthly service charge
  • Interest bearing on balances of $500 or greater
  • Overdraft Protection is offered as a transfer from your share savings
  • SpotPay - a mobile point-of-sale (POS) solution
  • Free Met-Branch and estatements
  • Free Met-Mobile Banking
  • Free Met-Teller
  • Shared Branching at owner request
  • Other services available to help you manage your business

Checking

  • Open with $25 deposit
  • No monthly service charge
  • Dividends earned on balance of $50 or more
  • Unlimited check writing privilege
  • Free ATM or VISA prepaid card (reloadable)
  • Overdraft Protection is offered as a transfer from your share savings
  • Free Met-Branch (online banking) –estatements, notifications & alerts
  • Free  Met-Mobile App
  • Free MeTeller (24-hour phone response system)
  • Free Met-Pay (bill pay)
  • Free Shared Branching-by request
  • Free Welcome pack of duplicate checks and deposit slips.
  •  CU cost $10.25/Deluxe Promo Code#
  • Free Balance Program

Balance is an educational program for members that can be accessed from the CU websitewww.hmefcu.org.  The account owner must complete CU designated courses and exam to receive a free:  

  • Free Personalized VISA Prepaid card(1)Value $14.00- CU Cost $5
  • Free 1st load on VISA Prepaid card (1) Value $5.00-CU Cost $00