Insurance - Houston Metropolitan Federal Credit Union

Fee Schedule


Houston Metropolitan Credit Union brings The Family Security Plan® to our members in an effort to help build a foundation for a secure future. The Family Security Plan® delivers a diverse array of insurance products designed to meet your specific need.

  • Our Whole Life Insurance provides members with immediate, additional coverage that will not end with retirement or increase in cost. You can select a death benefit with a cash value component to help meet your financial goals. 
  • Our Disability Income Insurance helps replace your income in the form of a monthly benefit when you are out of work for an extended time due to an injury or illness. 
  • Our Critical Illness Insurance triggers a lump sum cash benefit sent directly to a policyholder who has been diagnosed with a covered critical illness. 
  • Our Accident Insurance provides a schedule of cash benefits when you or a family member experiences a covered injury or accident.
For a personal consultation to begin building a customized Family Security Plan®, visit our dedicated Representative Lalover Horace (713) 927-9430 in our lobby. We look forward to learning more about you, the valued members of Houston Metropolitan Credit Union. 
LaLover Horace

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TruStage: Insurance the credit union way.

Insurance protection is part of a solid financial plan. That’s because dependable coverage helps ensures financial relief when you need it most. And along the way, that coverage means you’ll take comfort in knowing you’re protected.

Founded on more than 80 years of working together with credit unions, we make a variety of insurance products and programs available to members like you—and help you protect what matters most.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes or just explore, visit